Peer Analysis

Performance Ratios (%) ENBP Peer Median Peer Average
ROAA 0.97 0.88 0.94
ROAE 9.83 8.79 9.34
Net Interest Margin 3.42 3.35 3.39
Efficiency Ratio 69.22 64.70 63.16
Loans / Deposits 75.45 90.66 88.71
Asset Quality Ratios (%)
NPAs / Assets NA 1.08 0.89
NCOs / Avg Loans NA 0.05 0.13
Reserves / Loans NA 1.01 1.02
Reserves / NPAs NA 69.48 112.84
Capital Ratios (%)
Tier 1 Capital NA 11.89 12.69
Tangible Equity / Tangible Assets 9.40 8.50 8.75
Total Equity / Total Assets 9.40 9.15 9.54
Market Ratios
Price / Earnings (x) 8.84 9.41 10.35
Price / Book (%) NA 77.86 89.95
Dividend Yield (%) 3.59 4.98 4.40
Data for trailing four quarters

ENB Financial Corp's peer group consists of the following: Citizens Financial Services, Inc. (CZFS), Community Financial Corporation (TCFC), Fidelity D & D Bancorp, Inc. (FDBC), First Keystone Corporation (FKYS), Franklin Financial Services Corporation (FRAF), Orrstown Financial Services, Inc. (ORRF), Penns Woods Bancorp, Inc. (PWOD), QNB Corp. (QNBC)

ENB Financial Corp's financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020
Copyright 2020, © S&P Global Market Intelligence  Terms of Use
Social media sharing Email page PDF view Print view Email Alert
Contact us and we’ll answer your questions.