Peer Analysis

Performance Ratios (%) ENBP Peer Median Peer Average
ROAA 0.98 1.01 1.04
ROAE 10.24 11.01 10.61
Net Interest Margin 3.59 3.37 3.40
Efficiency Ratio 69.25 63.46 63.29
Loans / Deposits 77.94 86.40 87.74
Asset Quality Ratios (%)
NPAs / Assets 0.32 1.25 1.12
NCOs / Avg Loans 0.00 0.07 0.08
Reserves / Loans 1.28 1.12 1.10
Reserves / NPAs 261.50 68.32 87.79
Capital Ratios (%)
Tier 1 Capital 13.50 12.59 12.49
Tangible Equity / Tangible Assets 10.09 8.93 9.23
Total Equity / Total Assets 10.09 9.67 10.05
Market Ratios
Price / Earnings (x) 10.70 12.64 13.55
Price / Book (%) 99.51 116.97 134.15
Dividend Yield (%) 6.31 3.23 3.07
Data for trailing four quarters

ENB Financial Corp's peer group consists of the following: Citizens Financial Services, Inc. (CZFS), Community Financial Corporation (TCFC), Fidelity D & D Bancorp, Inc. (FDBC), First Keystone Corporation (FKYS), Franklin Financial Services Corporation (FRAF), Orrstown Financial Services, Inc. (ORRF), Penns Woods Bancorp, Inc. (PWOD), QNB Corp. (QNBC)

ENB Financial Corp's financial data is as of 9/30/2019.

Peer financial data is as of 9/30/2019
Copyright 2019, © S&P Global Market Intelligence  Terms of Use
Social media sharing Email page PDF view Print view Email Alert
Contact us and we’ll answer your questions.