Peer Analysis

Performance Ratios (%) ENBP Peer Median Peer Average
ROAA 0.97 1.00 1.02
ROAE 10.26 11.00 10.53
Net Interest Margin 3.58 3.38 3.40
Efficiency Ratio 70.45 63.71 63.37
Loans / Deposits 76.29 87.85 88.85
Asset Quality Ratios (%)
NPAs / Assets 0.16 1.25 1.09
NCOs / Avg Loans (0.03) 0.07 0.07
Reserves / Loans 1.24 1.11 1.09
Reserves / NPAs 495.14 72.78 96.73
Capital Ratios (%)
Tier 1 Capital 13.60 12.43 12.20
Tangible Equity / Tangible Assets 9.94 8.97 9.14
Total Equity / Total Assets 9.94 9.73 9.96
Market Ratios
Price / Earnings (x) 11.58 12.51 13.63
Price / Book (%) 107.62 120.21 133.25
Dividend Yield (%) 2.92 3.27 3.13
Data for trailing four quarters

ENB Financial Corp's peer group consists of the following: Citizens Financial Services, Inc. (CZFS), Community Financial Corporation (TCFC), Fidelity D & D Bancorp, Inc. (FDBC), First Keystone Corporation (FKYS), Franklin Financial Services Corporation (FRAF), Orrstown Financial Services, Inc. (ORRF), Penns Woods Bancorp, Inc. (PWOD), QNB Corp. (QNBC)

ENB Financial Corp's financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019
Copyright 2019, © S&P Global Market Intelligence  Terms of Use
Social media sharing Email page PDF view Print view Email Alert
Contact us and we’ll answer your questions.