Performance Ratios (%) TMP Peer Median Peer Average
ROAA 1.19 1.30 1.23
ROAE 12.51 10.40 10.09
Net Interest Margin 3.36 3.61 3.57
Efficiency Ratio 62.70 57.50 57.79
Loans / Deposits NA 94.09 92.98
Asset Quality Ratios (%)
NPAs / Assets NA 0.47 0.59
NCOs / Avg Loans 0.09 0.11 0.13
Reserves / Loans 0.85 0.80 0.80
Reserves / NPAs NA 103.89 118.46
Capital Ratios (%)
Tier 1 Capital NA 12.20 12.20
Tangible Equity / Tangible Assets 8.60 9.29 9.31
Total Equity / Total Assets 9.96 12.78 12.60
Market Ratios
Price / Earnings (x) 15.91 14.08 14.14
Price / Book (%) 188.57 130.71 137.81
Dividend Yield (%) 2.41 2.94 2.98
Data for trailing four quarters

Tompkins Financial Corporation's peer group consists of the following: Arrow Financial Corporation (AROW), Atlantic Union Bankshares Corporation (AUB), Berkshire Hills Bancorp, Inc. (BHLB), Bryn Mawr Bank Corporation (BMTC), Camden National Corporation (CAC), Community Bank System, Inc. (CBU), First Commonwealth Financial Corporation (FCF), Hudson Valley Holding Corp. (HVB), Independent Bank Corp. (INDB), National Penn Bancshares, Inc. (NPBC), NBT Bancorp Inc. (NBTB), Northwest Bancshares, Inc. (NWBI), Old National Bancorp (ONB), Park National Corporation (PRK), Provident Financial Services, Inc. (PFS), S&T Bancorp, Inc. (STBA), Sandy Spring Bancorp, Inc. (SASR), TowneBank (TOWN), Univest Financial Corporation (UVSP), Washington Trust Bancorp, Inc. (WASH), WSFS Financial Corporation (WSFS)

Tompkins Financial Corporation's financial data is as of 9/30/2019.

Peer financial data is as of 9/30/2019 except for these companies:

Bryn Mawr Bank Corporation's financial data is as of 9/30/2019.
Community Bank System, Inc.'s financial data is as of 9/30/2019.
Independent Bank Corp.'s financial data is as of 9/30/2019.
National Penn Bancshares, Inc.'s financial data is as of 12/31/2015.
Old National Bancorp's financial data is as of 9/30/2019.
Washington Trust Bancorp, Inc.'s financial data is as of 9/30/2019.
Atlantic Union Bankshares Corporation's financial data is as of 9/30/2019.
Sandy Spring Bancorp, Inc.'s financial data is as of 9/30/2019.
Hudson Valley Holding Corp.'s financial data is as of 3/31/2015.
Northwest Bancshares, Inc.'s financial data is as of 9/30/2019.
Copyright 2019, © S&P Global Market Intelligence  Terms of Use