Deposit Loan Composition
Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 1,067,041 1,229,454 1,275,187 1,344,463
Gross Loans HFI Growth 8.95 11.18 10.33 12.49
1-4 Family Loans/ Loans 14.37 15.05 15.65 17.44
Multifamily Loans/ Loans 5.45 NA NA NA
Commercial Real Estate Loans/ Loans 60.72 NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 66.17 66.21 64.36 62.03
Real Estate Loans/ Loans 80.54 81.26 80.01 79.46
Construction & Development Loans/ Loans 1.90 2.13 2.28 2.04
Home Equity Loans/ Loans 0.04 0.06 0.10 0.03
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 2.91 2.24 2.06 1.71
Other Consumer Loans/ Loans 0.25 0.43 0.39 0.23
Consumer Loans/ Loans 3.20 2.73 2.55 1.97
Commercial Loans/ Loans 14.37 13.68 14.49 15.67
Foreign Loans/ Loans 0 0.17 0.62 0.86
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA 0.03 0.04 NA
Deposit Composition (%)
Total Deposits($000) 1,146,262 1,381,925 1,427,245 1,443,753
Deposit Growth 19.95 41.76 13.12 15.38
Transaction Acct Deps/Tot Deps 26.89 23.94 25.30 24.52
Savings Acct Deps/Tot Deposits 0.73 0.59 0.69 0.57
Money Mkt Deps/Tot Deposits 27.32 19.70 18.15 19.44
MMDA & Savings/Total Deposits 28.06 20.29 18.85 20.01
Retail Time Deps/Tot Deposits 10.73 12.77 12.47 11.38
Jumbo Time Deposits/ Deposits 34.32 43 43.38 44.09
Tot Time Deposits/Tot Deposits 45.06 55.77 55.85 55.47
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 54.94 44.23 44.15 44.53
Core Deposits/Total Deposits 65.68 57 56.62 55.91
Noninterest-bearing Deposits/ Deposits 26.05 23.24 24.34 22.81
Interest-bearing Deposits/ Deposits 73.95 76.76 75.66 77.19
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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