The Bank is engaged in a general commercial banking business and offers commercial, construction, real estate mortgages, and consumer loans including personal secured and unsecured loans, and lines of credit. The Bank accepts savings, time, demand, NOW and money market deposit accounts, and offers a variety of banking services including safe deposit boxes, MasterCard accounts, overdraft lines of credit and wire transfer services. The Bank has automatic teller machines at each location to allow customers limited banking services on a 24 hour basis.