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Press Release

TCF Bank Lowers Prime Rate to 6.00 Percent

Company Release - 1/30/2008 5:30 PM ET

WAYZATA, Minn.--(BUSINESS WIRE)--

TCF Financial Corporation (NYSE:TCB) today announced on behalf of its subsidiary banks that it has lowered its prime rate to 6.00 percent from 6.50 percent, effective today, January 30, 2008.

Source: TCF Financial Corporation

Contact: TCF Financial Corporation, Wayzata Jason Korstange, 952-745-2755 www.tcfbank.com

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