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Press Release

TCF Bank Lowers Commercial Base Rate to 7.25%

Company Release - 12/11/2007 5:30 PM ET

WAYZATA, Minn.--(BUSINESS WIRE)--

TCF National Bank, a wholly-owned subsidiary of TCF Financial Corporation (NYSE:TCB), will lower its commercial base rate (sometimes referred to as prime rate) from 7.50 percent to 7.25 percent, as of the close of business on December 11, 2007.

Source: TCF Financial Corporation

Contact: TCF Financial Corporation, Wayzata Jason Korstange, 952-745-2755 www.tcfbank.com

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