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Press Release

TCF Bank Helps Bring Some Calm to Our Crazy Lives

"The Reward of Time" Promotion Will Send a Lucky Winner to Hawaii

Company Release - 11/1/2007 3:45 PM ET

WAYZATA, Minn.--(BUSINESS WIRE)--

Everyone talks about how crazy busy our lives are these days, but you have to wonder if anyone's actually listening. TCF Bank wants to do something about that.

Between now and the end of December, anyone can visit www.therewardoftime.com and tell a story about their crazy day. TCF will choose the top five entries each week and post them to "The Reward of Time" website. Website visitors will vote for their favorite Crazy Day Story and the person who submits the story with the most votes will receive the weekly prize of a TCF Bank Visa(R) Gift Card worth $1,000! But that's not all. Everyone who submits a Crazy Day Story will automatically be entered to win the grand prize---a trip for two to Hawaii! Can you think of a better remedy for a crazy day than sun, sandy beaches and palm trees?

Anyone who visits a TCF Bank in Minnesota, Michigan, Colorado and Arizona can also receive a free digital camcorder when they open a free TCF checking account and a new savings account with automatic transfer during TCF's "The Reward of Time" promotion. What a great way to reward yourself for taking a big step toward making your life a bit less crazy! (Consumers in Illinois, Indiana and Wisconsin can visit their neighborhood TCF Bank branch for current offers and promotions in their area).

"TCF Bank is dedicated to finding ways to help our customers save time," said Candace Lex, Chief Marketing Officer. "From being open 7 days, extended hours and convenient grocery store locations to a full compliment of checking and savings packages, our mission is to make banking easy and convenient!"

No purchase is necessary to enter or win either "The Reward of Time" Hawaii Sweepstakes or "The Crazy Day" Story Contest, which are open to residents of Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana and Arizona. See official rules for details at www.therewardoftime.com. There are two easy ways to enter the sweepstakes:

1) Internet: Go to www.therewardoftime.com and complete the information requested. Once on the Registration page, follow the entry instructions to complete your registration, then click the area marked Submit Story to proceed.

2) Mail: To enter "The Reward of Time" Hawaii Sweepstakes, print your name, address and phone number on a 3" x 5" card and mail to TCF National Bank "The Reward of Time" Sweepstakes, 118 E. 26th Street, Suite 203, Minneapolis, MN 55404. Entries must be postmarked by December 31, 2007.

TCF Financial Corporation (NYSE:TCB) is a Wayzata, Minnesota-based national financial holding company with $15 billion in total assets. TCF has 449 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana and Arizona. Other TCF affiliates provide leasing and equipment finance, and investments and insurance sales.

Source: TCF Financial Corporation

Contact: TCF Financial Corporation, Wayzata Jason Korstange, 952-745-2755 www.tcfbank.com

The information that is on or available through this site speaks only as of the particular date or dates of that information. We do not guarantee the accuracy or completeness of information on or available through this site, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. TCF Financial Corporation does not undertake an obligation, and disclaims any duty, to update any of the information on or available through this site.