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Press Release

TCF Declares Regular Quarterly Cash Dividend of 21.25 Cents Per Common Share

Company Release - 10/17/2005 5:14 PM ET

WAYZATA, Minn.--(BUSINESS WIRE)--Oct. 17, 2005--The Board of Directors of TCF Financial Corporation (TCF) (NYSE:TCB) has declared its regular quarterly cash dividend of 21.25 cents per common share, payable November 30, 2005 to shareholders of record at the close of business on October 28, 2005. At September 30, 2005, there were 133.8 million common shares outstanding listed on the New York Stock Exchange under the symbol TCB.

TCF is a Wayzata, Minnesota-based national financial holding company with $12.7 billion in assets. TCF has 442 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, securities brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation
, Wayzata
             Jason Korstange, 952-745-2755
             www.TCFExpress.com

    SOURCE: TCF Financial Corporation

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