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Press Release

TCF Declares Regular Quarterly Cash Dividend of 21.25 Cents Per Common Share

Company Release - 7/18/2005 4:39 PM ET

WAYZATA, Minn., July 18 /PRNewswire-FirstCall/ -- The Board of Directors of TCF Financial Corporation (TCF) (NYSE: TCB) has declared its regular quarterly cash dividend of 21.25 cents per common share, payable August 31, 2005 to shareholders of record at the close of business on July 29, 2005. At June 30, 2005, there were 134.1 million common shares outstanding listed on the New York Stock Exchange under the symbol TCB.

TCF is a Wayzata, Minnesota-based national financial holding company with $12.6 billion in assets. TCF has 435 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, securities brokerage, and investments and insurance sales.

SOURCE  TCF Financial Corporation
    -0-                             07/18/2005
    /CONTACT:  Jason Korstange of TCF, +1-952-745-2755/
    /Company News On-Call: /
    /Web site: /

CO:  TCF Financial Corporation
ST:  Minnesota

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