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Press Release

TCF Launching New Prepaid Travel Money Card From American Express(R)

Company Release - 5/25/2005 5:57 PM ET

TCF Will Be Among the First Banks to Offer the American Express Travelers

                                 Cheque Card

WAYZATA, Minn., May 25 /PRNewswire/ -- TCF National Bank (TCF) (NYSE: TCB), one of the nation's leading debit card issuers, and American Express today announced that they have agreed to offer the American Express Travelers Cheque Card throughout TCF's 430-branch retail banking network beginning May 31.

Consumers are increasingly interested in a safe and convenient way to carry their money while traveling. To answer their needs, American Express has developed the Travelers Cheque Card, a prepaid travel money card with all the safety and security of Travelers Cheques in a convenient plastic Card.

"We're excited to be working with American Express, who is known for providing exceptional service to travelers," said Dan Engel, Senior Vice President, ATM/Card Products. "The new Travelers Cheque Card is a truly travel-friendly product that offers our customers a convenient alternative to paper travelers checks."

The Travelers Cheque Card can be used at merchants and ATMs worldwide that accept American Express Cards. Importantly, the card is backed by American Express customer service and provides travelers worldwide with the ability to obtain a refund of the balance within 24 hours if the card is lost or stolen.

The Traveler Cheque Card will be sold at TCF branches in pre-loaded denominations of $500, $700, $1,000 and $2000. A cardholder may conveniently reload the card up to $2,750 from virtually anywhere.

About TCF

TCF is a Wayzata, Minnesota-based national financial holding company with $12.7 billion in assets. TCF has 430 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, securities brokerage, and investments and insurance sales. For more information visit .

About American Express

American Express Company is a diversified worldwide travel, financial and network services company founded in 1850. It is a leader in prepaid products. In addition to the 114-year old American Express Travelers Cheque, the preeminent brand welcomed worldwide the Company issues other prepaid products including the Travelers Cheque Card, Cheques for Two, Gift Cards, Gift Cheques, the Be My Guest dining card, and a range of corporate incentive prepaid products through American Express Incentive Services. For more information visit .

SOURCE  TCF National Bank
    -0-                             05/25/2005
    /CONTACT:  Jason Korstange, +1-952-745-2755, Dan Engel, +1-952-249-7120,
both of TCF National Bank/
    /Company News On-Call: /
    /Web site:  http://www.TCFExpress.com /

CO:  TCF National Bank; American Express Company
ST:  Minnesota

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