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Press Release

TCF to Hold Annual Meeting on April 27, 2005

Company Release - 2/17/2005 8:30 AM ET

WAYZATA, Minn.--(BUSINESS WIRE)--Feb. 17, 2005--TCF Financial Corporation (TCF) (NYSE:TCB) today announced its annual meeting of shareholders to be held on Wednesday, April 27, 2005 at 10:00 a.m. local (Minneapolis) time, at the Sheraton Minneapolis West, 12201 Ridgedale Drive, Minnetonka, Minnesota. Proposals for action by shareholders include the election of five directors, the re-approval of our Directors stock program and an advisory vote on the independent registered public accountants. Holders of record of TCF common stock at the close of business on March 1, 2005 will be eligible to vote at the annual meeting.

TCF is a Wayzata, Minnesota-based national financial holding company with $12.3 billion in assets. TCF has 430 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, securities brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation
, Wayzata
             Jason Korstange, 952-745-2755
             www.TCFExpress.com

    SOURCE: TCF Financial Corporation

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