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Press Release

TCF's James S. Broucek Promoted to Treasurer

Company Release - 1/25/2005 10:26 AM ET

WAYZATA, Minn.--(BUSINESS WIRE)--Jan. 25, 2005--TCF Financial Corporation (TCF) (NYSE:TCB) today announced the promotion of James S. Broucek to Senior Vice President and Treasurer of TCF. Mr. Broucek has been the Senior Vice President and Chief Investment Officer of TCF since 2002. Mr. Broucek joined TCF in 1995 as Controller of TCF National Bank-Michigan subsequent the acquisition of Great Lakes Bancorp. Prior to TCF, Mr. Broucek was with Great Lakes Bancorp for eight years, his last position was Controller.

A graduate of Hope College in Holland, Michigan, Mr. Broucek holds a bachelor's degree in business administration with a concentration in accounting and math.

TCF is a Wayzata, Minnesota-based national financial holding company with $12.3 billion in assets. TCF has 430 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, mortgage banking, securities brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation, Wayzata
             Jason Korstange, 952-745-2755

    SOURCE: TCF Financial Corporation

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