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Press Release

TCF Declares Regular Quarterly Cash Dividend of 37.5 Cents Per Common Share

Company Release - 7/19/2004 5:21 PM ET

WAYZATA, Minn., July 19 /PRNewswire-FirstCall/ -- The Board of Directors of TCF Financial Corporation (TCF) (NYSE: TCB) has declared its regular quarterly cash dividend of 37.5 cents per common share, payable August 31st to shareholders of record at the close of business on August 6th. At June 30, 2004, there were 69.8 million common shares outstanding listed on the New York Stock Exchange under the symbol TCB.

TCF is a Wayzata, Minnesota-based national financial holding company with $11.9 billion in assets. TCF has 411 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, mortgage banking, brokerage, and investments and insurance sales.

SOURCE  TCF Financial Corporation
    -0-                             07/19/2004
    /CONTACT:  Jason Korstange of TCF Financial Corporation, +1-952-745-2755/
    /Company News On-Call: /
    /Web site: /

CO:  TCF Financial Corporation
ST:  Minnesota, Colorado

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