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Press Release

TCF Hosts Teleconference To Discuss 2004 Second Quarter Earnings on July 15 at 10:00 a.m. CDT

Company Release - 6/29/2004 9:38 AM ET

WAYZATA, Minn.--(BUSINESS WIRE)--June 29, 2004--TCF Financial Corporation (TCF) (NYSE:TCB) is hosting a teleconference to discuss its 2004 second quarter financial results on Thursday, July 15, 2004 at 10:00 a.m. CDT. TCF Chairman and Chief Executive Officer, William A. Cooper, is hosting the teleconference and will be joined by other TCF executives. If you would like to listen to TCF's live teleconference, please dial (800) 642-1385. To listen to the replay of TCF's teleconference, please dial (800) 642-1687 and enter conference ID # 8187625 during the following dates and times:

   Replay begins two hours after the call is completed on Thursday,

      July 15th and will be available through Friday, July 23rd.

TCF's teleconference will also be webcast live on TCF's website, The link to TCF's live webcast can be found by clicking on About TCF/Investor Relations/Audio. Additionally, the teleconference will be archived for replay on TCF's website.

TCF is a Minnesota-based national financial holding company with $11.7 billion in assets. TCF has 406 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment financing, mortgage banking, brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation
, Wayzata
             Jason Korstange, 952-745-2755

    SOURCE: TCF Financial Corporation

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