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Press Release

TCF Shareholders Approve Proposals at Annual Meeting

Company Release - 4/28/2004 12:34 PM ET

WAYZATA, Minn.--(BUSINESS WIRE)--April 28, 2004--TCF Financial Corporation (TCF) (NYSE:TCB) announced today that TCF common stockholders at the annual meeting elected four directors, re-approved the performance-based plan, renewed for ten more years the TCF Financial Incentive Stock Program and separately re-approved its performance-based provisions, and approved the advisory vote on the appointment of KPMG LLP as independent public accountants for the fiscal year ending December 31, 2004.

TCF is a Wayzata, Minnesota-based national financial holding company with $11.7 billion in assets. TCF has 406 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, mortgage banking, brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation
, Wayzata
             Jason Korstange, 952-745-2755
             www.tcfexpress.com

    SOURCE: TCF Financial Corporation

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