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Press Release

TCF Declares Regular Quarterly Cash Dividend of 37.5 Cents Per Common Share

Company Release - 4/27/2004 10:34 AM ET

WAYZATA, Minn.--(BUSINESS WIRE)--April 27, 2004--The Board of Directors of TCF Financial Corporation (TCF) (NYSE:TCB) has declared its regular quarterly cash dividend of 37.5 cents per common share, payable May 28th to shareholders of record at the close of business on May 7th. At March 31, 2004, there were 70.5 million common shares outstanding listed on the New York Stock Exchange under the symbol TCB.

TCF is a Wayzata, Minnesota-based national financial holding company with $11.7 billion in assets. TCF has 406 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, mortgage banking, brokerage, and investments and insurance sales.

    CONTACT: TCF Financial Corporation
, Wayzata
             Jason Korstange, 952-745-2755
             www.tcfexpress.com

    SOURCE: TCF Financial Corporation

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