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Press Release

TCF to Hold Annual Meeting on April 28, 2004

Company Release - 2/18/2004 4:56 PM ET

WAYZATA, Minn., Feb. 18 /PRNewswire-FirstCall/ -- TCF Financial Corporation (TCF) (NYSE: TCB) today announced its annual meeting of shareholders to be held on Wednesday, April 28, 2004 at 10:00 a.m. local (Minneapolis) time, at the Sheraton Minneapolis West, 12201 Ridgedale Drive, Minnetonka, Minnesota. Proposals for action by shareholders include the election of four directors, re-approval of our performance-based plan, renewal for ten more years of our incentive stock program and re-approval of its performance-based provisions, and the approval of independent public accountants. Holders of record of TCF common stock at the close of business on March 1, 2004 will be eligible to vote at the annual meeting.

TCF is a Wayzata, Minnesota-based national financial holding company with $11.3 billion in assets. TCF has more than 400 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment finance, mortgage banking, brokerage, and investments and insurance sales.

SOURCE  TCF Financial Corporation
    -0-                             02/18/2004
    /CONTACT:  Jason Korstange of TCF Financial Corporation, +1-952-745-2755/
    /Company News On-Call:
    /Web site: /

CO:  TCF Financial Corporation
ST:  Minnesota

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