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Press Release

TCF Hosts Teleconference to Discuss 2003 Second Quarter Earnings on July 16 At 10:00 a.m. CDT

Company Release - 7/1/2003 2:46 PM ET

WAYZATA, Minn., July 1 /PRNewswire-FirstCall/ -- TCF Financial Corporation (TCF) (NYSE: TCB) is hosting a teleconference to discuss its 2003 second quarter financial results on Wednesday, July 16, 2003 at 10:00 a.m. CDT. TCF Chairman and Chief Executive Officer, William A. Cooper, is hosting the teleconference and will be joined by other TCF executives. If you would like to listen to TCF's live teleconference, please dial (800) 642-1385. To listen to the replay of TCF's teleconference, please dial (800) 642-1687 and enter conference ID # 1426858 during the following dates and times:

Replay begins two hours after the call is completed on Wednesday,

July 16th and will be available through Friday, July 25th.

TCF's teleconference will also be webcast live at TCF's website, . The link to TCF's live webcast can be found within the investor relations section of TCF's website by clicking on the Audio button. The teleconference will be archived for replay on TCF's website.

TCF is a Minnesota-based national financial holding company with $12.1 billion in assets. TCF has more than 390 banking offices in Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Other TCF affiliates provide leasing and equipment financing, mortgage banking, brokerage, and investments and insurance sales.

SOURCE  TCF Financial Corporation
    -0-                             07/01/2003
    /CONTACT:  Jason Korstange, +1-952-745-2755, or Patricia L. Quaal,
+1-952-745-2758, both of TCF Financial Corporation/
    /Company News On-Call: /
    /Web site: /

CO:  TCF Financial Corporation
ST:  Minnesota, Colorado

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