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Press Release

Nancy Bowman Named to Chemical Financial Corporation Board of Directors

Company Release - 1/27/2004 12:00 AM ET
MIDLAND, Mich., Jan. 27 /PRNewswire-FirstCall/

Aloysius J. Oliver,Chairman of Chemical Financial Corporation (Nasdaq: CHFC), today announced that Nancy Bowman, Certified Public Accountant and co-owner of Bowman & Rogers, PC, located in Lake City, MI, has been appointed to the Board of Directors of Chemical Financial Corporation. The Company's board appointed Ms. Bowman at its regular meeting held on January 20, 2003.

Ms. Bowman has served the Board of Directors of Chemical Bank West, a wholly ownedsubsidiary of Chemical Financial Corporation, since 1982 and is currently Chairperson of the Cadillac Community Bank Board. Ms. Bowman also serves both the Wexford Missaukee Intermediate School District and the Missaukee Area Community Foundation as Treasurer. She is also a former board member of the Lake City Chamber of Commerce, Lake City Area Schools and OASIS/FRC. OASIS/FRC is a non-profit organization that provides services to battered women and maintains a shelter for them, along with a family resource center.

Ms. Bowman earned a bachelor's degree in Accountancy from Ferris State University and received her CPA designation in 1978. Upon receiving her credentials, she began her own practice in 1978, a practice that was incorporated in 1993.

An extremely active individual within the Cadillac and Lake City communities, Ms. Bowman believes strongly in supporting the community she resides in and has volunteered for numerous fundraising activities. She brings small business expertise and a strong working knowledge of banking to the Chemical organization.

Chemical Financial Corporation is the fourth largest bank holding company headquartered in Michigan. The Company's four Subsidiary Banks operate 129 "Chemical Bank" offices and 2 loan production offices spread over 32 counties in the lower peninsula of Michigan. CFC Data Corp, Midland, is the Company's wholly owned data processing subsidiary.

Chemical Financial Corporation common stock trades on the Nasdaq Stock Market under the symbol "CHFC."