Press Release

Thomas T. Huff Named to Chemical Financial Corporation Board of Directors

Company Release - 2/20/2004 11:32 AM ET

MIDLAND, Mich., Feb. 20 /PRNewswire-FirstCall/ -- Aloysius J. Oliver, Chairman of Chemical Financial Corporation (Nasdaq: CHFC), today announced that Thomas T. Huff, Attorney at Law and principal of Thomas T. Huff, PC, located in Kalamazoo, MI, has been appointed to the Board of Directors of Chemical Financial Corporation. The Company's board appointed Mr. Huff at its regular meeting held on January 19, 2004.

(Photo: )

Mr. Huff currently serves the Board of Directors of Chemical Bank Shoreline, a wholly owned subsidiary of Chemical Financial Corporation, an appointment that began in 1986. Mr. Huff earned a Bachelor of Arts Degree from Michigan State University in 1964 and a Juris Doctorate Degree from Wayne State University in 1967. Mr. Huff recently retired from the Varnum Riddering law firm and has opened his own office in Kalamazoo. He is the owner and principal of Peregrine Realty, LLC, which has been a pioneer in the development of urban residences in Kalamazoo. Mr. Huff has served on the Board of Directors of the Kalamazoo Symphony Society, Kalamazoo Nature Center, Kalamazoo Economic Development Corporation, Kalamazoo Downtown Incorporated and Downtown Development Authority.

An extremely active individual within Kalamazoo, Mr. Huff dedicates a great amount of time to the betterment of the community. By focusing his attention on growth and development, he continually reaffirms his commitment to the prosperity of Kalamazoo.

Chemical Financial Corporation is the fourth largest bank holding company headquartered in Michigan. The Company's four Subsidiary Banks operate 133 branch offices and 2 loan production offices spread over 33 counties in the lower peninsula of Michigan.

Chemical Financial Corporation common stock trades on the Nasdaq Stock Market under the symbol "CHFC."

SOURCE  Chemical Financial Corporation
    -0-                             02/20/2004
    /CONTACT:  David B. Ramaker, +1-989-839-5269, or Lori A. Gwizdala,
+1-989-839-5358, both of Chemical Financial Corporation/
    /Photo:  NewsCom:
              PRN Photo Desk, [email protected]/
    /Company News On-Call:
    /Web site: /

CO:  Chemical Financial Corporation
ST:  Michigan

-- DEF011 --
4825 02/20/200411:32 EST