Performance Ratios (%) PPBI Peer Median Peer Average
ROAA 0.36 0.99 0.97
ROAE 2.49 8.28 9.09
Net Interest Margin 3.74 3.47 3.55
Efficiency Ratio 49.86 56.48 56.81
Loans / Deposits 81.63 84.38 79.99
Asset Quality Ratios (%)
NPAs / Assets 0.15 0.76 0.95
NCOs / Avg Loans 0.14 0.02 0.14
Reserves / Loans 2.02 1.40 1.39
Reserves / NPAs 917.59 113.20 222.11
Capital Ratios (%)
Tier 1 Capital 12.04 11.93 12.28
Tangible Equity / Tangible Assets 9.37 9.27 9.45
Total Equity / Total Assets 13.92 10.55 10.61
Market Ratios
Price / Earnings (x) 56.08 17.70 20.65
Price / Book (%) 144.68 132.85 142.06
Dividend Yield (%) 2.85 2.10 2.08
Data for trailing four quarters

Pacific Premier Bancorp, Inc.'s peer group consists of the following: Axos Financial, Inc. (AX), Banc of California, Inc. (BANC), Bank of Marin Bancorp (BMRC), Farmers & Merchants Bancorp (FMCB), Hanmi Financial Corporation (HAFC), Heritage Commerce Corp (HTBK), Pacific Mercantile Bancorp (PMBC), Provident Financial Holdings, Inc. (PROV), Reliant Bancorp, Inc. (RBNC), Sierra Bancorp (BSRR), TriCo Bancshares (TCBK), Westamerica Bancorporation (WABC)

Pacific Premier Bancorp, Inc.'s financial data is as of 12/31/2020.

Peer financial data is as of 12/31/2020 except for these companies:

Westamerica Bancorporation's financial data is as of 3/31/2021.
Sierra Bancorp's financial data is as of 3/31/2021.
Banc of California, Inc.'s financial data is as of 3/31/2021.
Bank of Marin Bancorp's financial data is as of 3/31/2021.