Officers & Directors | Bay Commercial Bank | San Jose, CA - Stockton, CA - Pleasanton, CA

Officers & Directors

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Directors

George J. Guarini

Founding Director and CEO

George J. Guarini's vision of opening a bank that focuses on "best in class" offerings to match today's dynamic business climate became a reality on July 20, 2004. United Business Bank's CEO and President brings more than 30 years of experience in the banking industry. Mr. Guarini has held key executive and senior level management positions with national and regional financial institutions, including the turnaround of two financial institutions which had been operating under a "memorandum of understanding" in connection with credit quality issues. Prior to opening Bay Commercial Bank, Mr. Guarini was the Senior Vice President and Senior Lending Officer of Summit Bank, a community bank headquartered in Oakland, California. In addition to serving as the Senior Vice President and Senior Lending Officer of Summit Bank from 2000 to 2003, Mr. Guarini served as the bank's Acting President between August 2001 and August 2002. From 1994 to 1999, Mr. Guarini enjoyed a career with Imperial Capital Bank based in Glendale, California, where he began as Senior Vice President and was charged with resolving significant loan portfolio weakness. In 1995, following a successful IPO, he was appointed the bank's Chief Lending Officer. In 1997 Mr. Guarini served as the founding Chief Executive Officer of ITLA Funding Corporation, a wholly owned subsidiary of ITLA Capital Corporation, the parent of Imperial Capital Bank. Prior to joining Imperial Capital Bank, Mr. Guarini held the position of Senior Vice President for California Republic Bank from 1991 to 1994. Mr. Guarini earned his Bachelor of Arts degree in Economics from Rutgers University.

Lloyd W. Kendall Jr.

Chairman of the Board and Founding Director

Lloyd W. Kendall, Jr., is a lawyer, practicing in the Bay Area since 1978 and specializing in real estate and tax law. His specialty is tax free exchanges and related areas of the law. He received much of his tax law education through his employment with the U.S. Treasury Department, Internal Revenue Service. Mr. Kendall formed and owned, Lawyers Asset Management, Inc. acting as "Qualified Intermediary" for tax free exchanges under Section 1031(a) of the Internal Revenue Code, until 2006 when his company merged with Commercial Capital Bank. He also served as tax counsel for several title companies and was the President of Equity Investment Exchange, Inc., a competitor owned by Mercury Title Companies of Colorado. He has lectured extensively throughout the U.S. providing continuing education for Lawyers and Realtors.

James S. Camp

Founding Director

James S. Camp, is the President of the S.A. Camp Companies, a closely held company incorporated in 1932. Mr. Camp has served as the company's President since 1979. Mr. Camp holds over 14 years of bank director experience, having served as a director of California Republic Bank from 1980-1994, Vice Chairman of the Board and Chairman of the Executive Committee of the Board, 1985-1992, and Chairman of the Board, 1992-1994. Mr. Camp received a B.S. in Finance from the University of Southern California in 1973. In 1976, Mr. Camp was awarded a J.D. degree from the University of Santa Clara School of Law. Thereafter, in 1977, Mr. Camp received an L.L.M. in Taxation from New York University School of Law. Mr. Camp has been a member of the State Bar of California since 1976.

Robert G. Laverne

Founding Director

Robert G. Laverne, is an anesthesiologist at John Muir Medical Center in Walnut Creek, California. Dr. Laverne is also the founder and Managing Member of New Horizons Properties, LLC, a property development company. Dr. Laverne also served as the Chief Financial Officer of Medical Anesthesia Consultants (1988 - 1994) and at present, is a director of Medical Anesthesia Consultants. Dr. Laverne was the Chairman of the Department of Anesthesiology at John Muir Medical Center from 1989-1991, and was Chairman of the John Muir Medical Center Physician Credentials Committee from 1994-2001. Dr. Laverne received his M.D. degree from the University of California Medical Center, San Francisco, and his A.B. degree from the University of California at Berkeley.

David M. Spatz

Founding Director

David M. Spatz, currently the owner and operator of several real estate income properties, retired from Chevron Corporation in 2000 after 21 years with that corporation. Mr. Spatz held various senior executive positions, including General Manager, Chevron Lubricants Worldwide (1999 - 2000), General Manager, Chevron North America Lubricants (1996 - 1999), Managing Director, Chevron Technology Marketing (1992 - 1996), and Business Manager, Chevron Chemical Company (1989 - 1992). Mr. Spatz received a B.S. degree in Chemistry from Clarkson University and a Ph. D. in Chemistry from the University of Michigan.

Harpreet S. Chaudhary

Director

Mr. Chaudhary is a certified public accountant (CPA) and a Certified Financial Planner (CFP) serving as the president of Area Financial Services, Inc., which provides accounting, wealth planning, tax planning and preparation services for high net worth individuals and small business owners in the Bay Area for over 25 years. Mr. Chaudhary is a California licensed realtor, and owns and manages various commercial retail properties. Mr. Chaudhary is actively involved with various bay area charities like Pratham, the Fremont Sikh Gurdwara, Genco and the Punjab Cultural society. Mr. Chaudhary is a graduate of the University of Delhi, India.

Pramod R. Patel

Director

Pramod Patel is a third generation hotelier living in San Carlos, California. He is the president of Raps Hospitality Group which owns and operates nine hotels in the Bay Area. He was the founding Vice Chairman of Global Trust Bank opened in 2008 which merged with Bay Commercial Bank in October 2011. He is a founder of the Peninsula Gujarati Association and has held officer and board positions on Asian American Hotel Owners Association, Jain Center of Northern California, and various other national franchise advisory boards. He is currently vice president of religious programs at JCNC and a board member for Peninsula Gujarati Association. Pramod lives with his wife Roshni and two daughters Jeenali and Agna. He likes reading philosophy and playing golf.

Malcolm F. Hotchkiss

BayCom Corp Director

Mr. Hotchkiss had been a Director and Chief Executive Officer of First ULB Corp. and its subsidiary United Business Bank, FSB, from 1994 to 2017 and has been a banking executive for more than 30 years.

Jon Rocco Davis

BayCom Corp Director

Mr. Davis is a Vice President of LIUNA and serves on its General Executive Board. He also acts as LIUNA's Pacific Southwest Regional Manager which covers the states of Arizona, California, Hawaii, New Mexico and 10 counties in West Texas.

Executive Officers

George J. Guarini

President, Chief Executive Officer

Keary L. Colwell

Senior Executive, Vice President Chief Financial Officer

Keary L. Colwell has served as the Chief Financial Officer and Corporate Secretary of United Business Bank since inception in 2004. Ms. Colwell is a member of the executive management team and is responsible for all aspects of accounting and finance functions including financial reporting, asset liability management, and budget and financial planning. She also over sees the bank's risk management process. She has over 28 years in banking and finance. Prior to joining the bank, Ms. Colwell was employed by The San Francisco Company and Bank of San Francisco, where she served as the Executive Vice President and Chief Financial Officer from 1996 through the sale of the company in 2001. Ms. Colwell served as the Vice President/Senior Financial Management of First Nationwide Bank from 1988-1992. Prior to joining First Nationwide Bank, Ms. Colwell was the Vice President and Controller at Independence Savings and Loan Association. Ms. Colwell worked in public accounting after graduating from college. She obtained her Certified Public Accountants license in 1984. Ms. Colwell holds a B.S. degree from California State University, Chico.

Janet L. King

Senior Executive Vice President, Chief Operating Officer

Janet L. King has served as the Chief Operating Officer of the Bank since its inception in 2004. Ms. King is a member of the executive management team and has over 29 years of banking experience. Prior to joining the bank, Ms. King was employed by Circle Bank in Novato, California from 1999 - 2004 where she served as the Chief Branch Administrative Officer and was a member of the executive management team. She was responsible for all aspects of operations, including Branch Development, Human Resources, Information Technology and Compliance. Prior to this, Ms. King was the Vice President of Operations for Valencia Bank & Trust in Valencia, California from 1987 - 1998 where she was responsible for Branch Development, Centralized Operations, Information Technology and Deposit Compliance. Ms. King earned her B.S. degree in Business Administration from the University of Phoenix.

Dave Funkhouser

EXECUTIVE VICE PRESIDENT, CHIEF CREDIT OFFICER

David Funkhouser has been serving the Bank in the capacity of Executive Vice President and Chief Credit Officer since June 2015. He has over 30 years of experience in banking. Mr. Funkhouser is responsible for the overall management of the Bank's Credit Quality including oversight of the Credit Administration Department, the underwriting and loan review analysis processes, all functions that provide lending support, direction, credit information, and loan policies, procedures and processes to ensure the overall quality of the Bank's loan portfolio. Prior to joining the Bank, Mr. Funkhouser served as President and CEO at Trans Pacific Bank. He was the founding CEO of Pinnacle Bank. Mr. Funkhouser holds a B.A. Degree from California State University, San Jose and completed the Pacific Coast Banking School's 3- year graduate level management education program.

Rick Pak

Executive Vice President, Chief Lending Officer

Rick Pak joined United Business Bank in September 2016 as Senior Vice President and SBA Manager and was promoted to Executive Vice President and Chief Lending Officer in January 2019. As a member of the executive management team, he is responsible for overall organic loan growth in Commercial Real Estate, Commercial and Industrial lending, and various government guaranteed programs including the SBA 7(a), SBA 504, USDA, Agricultural and Northern California FDC program. Mr. Pak has been in the banking industry for over 30 years with his first start at Wells Fargo as a teller. He has worked in many aspects of banking including retail management, consumer mortgage, commercial middle market, and government guaranteed programs. He has also worked at financial institutions of distinct sizes, including Wells Fargo, Bank of America, CitiBank, Bank of the West, Credit Unions, and Community Banks that served the SBA community such as Open Bank, Wilshire State and Nara Bank. Mr. Pak holds a B.A. Degree from Bethany University and attended the Pacific Coast Banking School's graduate level management program.

Izabella L. Zhu

Executive Vice President, Chief Risk Officer

Izabella L. Zhu joined United Business Bank as Chief Risk Officer and a member of the executive management team in September 2013. Ms. Zhu is responsible for developing, coordinating, and maintaining forward looking enterprise risk management framework and programs as the bank pursues various growth strategies. Prior to joining the bank, Ms. Zhu was a Senior Financial Institutions Examiner and a founding and inaugural member of the Examiner Council at the California Department of Business Oversight. She has served as Examiner-in-Charge of various large banks, troubled financial institutions, and trust departments. Prior to that Ms. Zhu was a financial advisor at Morgan Stanley. Ms. Zhu earned a Master's degree in Public Administration in International Development from the Kennedy School at Harvard University and a Bachelor's degree in International Economics from Peking University. Ms. Zhu is also a Certified Fiduciary Investment Risk Specialist.

Mary Therese Curley

Executive Vice President, Director of Labor Service Division

Terry Curley joined United Business Bank as EVP/Director of Labor Service Division when Bay Commercial Bank acquired United Business Bank, FSB in April 2017. Labor Service Division is a newly formed business unit devoted to serving the Labor Communities. At the prior bank, United Business Bank, FSB, Ms. Curley has served as EVP/Chief Credit Officer (2012-2017), SVP/Credit Administrator (2009-2012), Credit Card Administrator (2008-2009), SVP/Regional Sales Manager (2005-2009), VP/Branch Manager (2000-2005) and Business Development Officer (1995-2000). In 1992, Ms. Curley received a BA in Political, Legal and Economic Analysis from Mills College, Oakland, CA. In 2005, she earned a graduate certificate from the Pacific Coast Banking School at University of Washington, Seattle, WA.