Deposit Loan Composition
Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 1,557,691 1,452,806 1,344,463 1,195,296 1,033,262
Gross Loans HFI Growth 14.17 8.38 12.49 15.41 22.12
1-4 Family Loans/ Loans NA 16.20 17.44 14.11 13.58
Multifamily Loans/ Loans NA NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 60.25 64.30 62.03 66.70 68.04
Real Estate Loans/ Loans NA 80.49 79.46 80.81 81.63
Construction & Development Loans/ Loans 1.32 1.32 2.04 1.94 1.45
Home Equity Loans/ Loans NA 0.01 0.03 0.06 0.04
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans NA 1.46 1.71 2.41 3.01
Other Consumer Loans/ Loans 1.39 0.14 0.23 0.45 0.27
Consumer Loans/ Loans NA 1.61 1.97 2.92 3.32
Commercial Loans/ Loans 22.63 16.58 16.53 14.33 13.60
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,646,930 1,479,307 1,443,753 1,251,290 1,091,812
Deposit Growth 22.66 2.46 15.38 14.61 16.22
Transaction Acct Deps/Tot Deps 34.77 25.53 24.52 26.32 25.81
Savings Acct Deps/Tot Deposits 0.50 0.44 0.57 0.65 0.81
Money Mkt Deps/Tot Deposits 20.61 22.85 19.44 23.93 27.77
MMDA & Savings/Total Deposits 21.11 23.29 20.01 24.58 28.58
Retail Time Deps/Tot Deposits NA 11.88 11.38 12.44 12.37
Jumbo Time Deposits/ Deposits NA 39.30 44.09 36.66 33.23
Tot Time Deposits/Tot Deposits 44.12 51.18 55.47 49.10 45.60
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 55.88 48.82 44.53 50.90 54.40
Core Deposits/Total Deposits NA 60.70 55.91 63.34 66.77
Noninterest-bearing Deposits/ Deposits 33.48 24.34 22.81 25.50 25.10
Interest-bearing Deposits/ Deposits 66.52 75.66 77.19 74.50 74.90
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Copyright 2020, © S&P Global Market Intelligence  Terms of Use