Income Statement BANK OF COMMERCE HOLDINGS (NASDAQ - BOCH)

Financial Highlights
2020 FQ1 YTD
3/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Interest Income 14,345 59,563 52,701 45,949 41,009
Interest Expense 1,359 6,028 5,155 4,587 4,778
Net Interest Income 12,986 53,535 47,546 41,362 36,231
FTE Net Interest Income NA NA 47,979 42,462 37,393
Provision for Loan Losses 2,850 0 0 950 0
Trading Account Income 0 0 0 0 0
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 0 0 0 0 0
Service Charges on Deposits 169 730 682 542 413
Gain on Sale of Loans (FAS 140) 0 0 0 0 0
Loan Fees & Charges NA NA NA NA NA
Bank-owned Life Insurance Revenue 123 536 512 548 613
Insurance Revenue NA NA 3 4 4
Investment Banking & Brokerage NA NA 20 16 18
Other Noninterest Income 671 2,670 2,685 2,707 2,849
Total Noninterest Income 963 3,936 3,902 3,817 3,897
Realized Gain on Securities 84 186 44 137 (302)
Nonrecurring Revenue (132) 0 0 502 0
Compensation & Benefits NA 21,128 19,018 18,111 16,706
Occupancy & Equipment 854 3,752 3,983 4,178 3,869
Marketing and Promotion Expense NA 160 47 61 171
Professional Fees 334 1,539 1,431 1,398 1,690
Tech & Communications Expense 702 3,272 2,591 2,692 2,426
Amrt of Intang & Goodwill Impair 191 720 221 221 185
Foreclosure & Repo 23 (62) (73) (316) 175
Other Expense 7,002 3,988 4,071 4,251 4,425
Total Noninterest Expense 9,106 34,497 31,289 30,596 29,647
Nonrecurring Expense 700 2,696 844 0 2,962
Pre-Provision Net Revenue 4,843 22,974 20,592 15,683 11,643
Non-FTE Pre-Provision Net Revenue 4,843 22,974 20,159 14,583 10,481
Net Income before Taxes 1,245 20,464 19,359 14,272 7,217
Provision for Taxes 329 5,503 3,629 6,928 1,958
Effective Tax Rate(%) 26.43 26.89 18.75 48.54 27.13
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 916 14,961 15,730 7,344 5,259
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 916 14,961 15,730 7,344 5,259
Preferred Dividends 0 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income 0 0 0 0 0
Net Income Avail to Common 916 14,961 15,730 7,344 5,259
Net Income for Diluted EPS 916 14,961 15,730 7,344 5,259
EPS after Extra($) 0.05 0.83 0.96 0.48 0.39
EPS after Extra Growth(%) (61.50) (13.50) 100 23.10 (37.10)
Pre-Provision Earnings per Share($) 0.21 1.01 0.97 0.62 0.51
Comprehensive Income
Net Income 916 14,961 15,730 7,344 5,259
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 3,346 5,609 (2,690) 393 (405)
Comprehensive Income 4,262 20,570 13,040 7,737 4,854
Interest Income Earned On:
Interest Earned on Loans 12,338 50,534 44,955 39,112 35,435
Int Inc: Securities 1,853 7,917 7,227 7,165 6,404
Int Inc: Other Earn Assets 154 1,112 952 772 332
Int Inc: Secs & Oth Earn Assets 2,007 9,029 8,179 7,937 6,736
Int Inc: Total Earn Assets 14,345 59,563 53,134 47,049 42,171
Interest Expense Incurred On:
Int Exp: CDs 464 1,977 1,910 2,188 2,179
Int Exp: Other Deposits 621 2,572 1,348 944 697
Int Exp: Total Deposits 1,085 4,549 3,258 3,132 2,876
Int Exp: Debt 274 1,479 1,897 1,455 1,902
Int Exp: Total Int-bearing Liab 1,359 6,028 5,155 4,587 4,778
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.